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Please have a Realtor contact me regarding local buying opportunities

VA Loans

No Down/Low Down Loans
» 103% Financing - covers 100% of the purchse plus funds up to 3% of your closing costs, mortgage insurance premiums and prepaids
» 100% Financing - covers 100% of the purchase, you pay the closing costs, mortgage insurance premiums and prepaids
» 97% Finanging - covers 97% of the purchase, you only put down 3% plus cover the closing costs, mortgage insurance premiums and prepaids
» 80/20 Piggyback - covers 100% of the purchase with option to avoid mortgage insurance premiums, and pay only closing costs and prepaids

1st Time Home Buyer
» Great credit or less-than-perfect credit
» No Down or Low Down Payment options to get you into your new home
» Lower Your Monthly Payment - program options deisgned to lower your mortgage bill
» Payment options that give you tax breaks*

Buy a $150,000 Home with Payments under $1,000

Construction-to-Permanent Loans
» Provides a single approval and closing for the three stages of construction:
     Land Acquisition
     Construction Financing
     Conversion into a Permanent Loan
» No worries about having to re-qualify for the permanent loan when construction is finished
» As little as 5% down
» Loans to $3 million
» Owner/Builder with site supervisor allowed
» Access the equity in your current residence to use toward the down payment

(* the above programs are based on credit qualifications)